Legal
Privacy Policy
Last updated: March 1, 2026 · Applies to all Armada members and visitors
The short version: we collect only what we need to run the payout network. We don't sell your data. We don't store your Instagram password. We don't share your earnings data with other members. Your banking details never touch our servers.
1. Who we are
Armada is a clipping affiliate network operated by 100xs (“we,” “us”). This Privacy Policy explains how we collect, use, and protect your personal data when you use the Armada platform at 100xs.com/armada.
2. What we collect and why
| Data | Why we collect it | Stored where |
|---|
| Name, email address | Account creation and communication | Supabase (encrypted) |
| Instagram handle, follower count, account age | Eligibility verification and view verification | Supabase |
| Instagram access token | Read-only API access for view verification | Supabase (encrypted at rest) |
| Monthly verified view counts (from Loom recording review) | Payout calculation | Supabase |
| Stripe customer ID and subscription status | Billing management | Stripe (we store only the ID reference) |
| Wise email address (international members) | Payout processing | Supabase (encrypted) |
| Referral attribution | Override CPM calculation | Supabase |
| IP address and browser data | Security and fraud detection | Vercel logs (30-day retention) |
3. What we do not collect
- Your Instagram password or any login credentials
- Your card details — subscription billing is handled by Stripe. Payout bank details are submitted only for payout setup and are stored as limited Wise/Payoneer routing records without full account numbers.
- Your direct messages or private Instagram content
- Location data beyond what is inferred from IP for fraud detection
4. How we use your data
We use your data to:
- Verify your monthly Instagram account view counts via Loom screen recording
- Calculate and process your monthly CPM payouts
- Attribute recruits to your referral link and calculate override earnings
- Send transactional emails (payout confirmations, reel verification results, account notices)
- Detect and prevent fraudulent activity on the network
- Display your handle (anonymized as initials) on the leaderboard to other members
5. Leaderboard and visibility
The Armada leaderboard shows the top 10 clippers by verified views each month. Your Instagram handle and earnings are visible to other logged-in Armada members on this screen. If you do not wish to appear on the leaderboard, you can opt out in your account settings — your payouts are not affected.
6. Data sharing
We do not sell your personal data. We share limited data with the following third-party services solely for the purpose of operating the platform:
- Stripe — billing and subscription management
- Wise — payout processing for international members
- Payoneer — payout processing for supported international members
- Instagram — handle stored for submission matching only; no API connection
- Supabase — database hosting (SOC 2 compliant, data stored in US-East)
- Vercel — hosting and edge functions (SOC 2 compliant)
- Resend — transactional email delivery
7. Instagram access token storage
At the end of each month, you submit a Loom recording (or video file) showing your Instagram Insights. We review and log your total monthly account views for payout calculation. We do not connect to Instagram via API, store access tokens, or access your account in any other way. Loom recordings and uploaded video files are retained for 12 months as compliance records.
8. Data retention
- Active account data is retained for as long as your membership is active
- If you cancel, your account data is retained for 12 months in case of disputes or tax reporting, then deleted
- Payout records are retained for 7 years for tax compliance
- Instagram handles are removed upon account deletion request
- Vercel access logs are retained for 30 days
9. Your rights
You have the right to:
- Access all personal data we hold about you — request via Telegram
- Correct inaccurate data in your account settings
- Delete your account and associated data (subject to the 7-year payout record retention for tax compliance)
- Opt out of the leaderboard without affecting your membership or payouts
- Remove your Instagram handle from your account at any time
10. Security
We use HTTPS for all data in transit, AES-256 encryption for sensitive fields at rest, and row-level security (RLS) policies on our database so members can only access their own data. Access tokens are never logged or exposed in error messages. We conduct periodic security reviews and update dependencies regularly.
11. Changes to this policy
We may update this Privacy Policy periodically. Material changes will be communicated by email with at least 14 days' notice before taking effect.
12. Contact
Privacy questions or data requests: t.me/armada100xs.